概要

A performer and diligent banking professional with a proven track record, gained significant experience of working within business and support functions, such as Corporate Banking, International Trade, Treasury and Risk Management. With diverse experience, uncompromising work ethics, professional conduct, and educational background with MBA Finance, I am seeking a position at a leading professional services provider.

项目

Impact of Outward Foreign Direct Investment on Domestic Investment.
Impact of Macroeconomic Factors on Stock Returns

工作经历

公司标识
Relationship Manager - Corporate Banking
JS Bank Limited
Aug 2021 - 代表 | Karachi, Pakistan

Complete relationship management of corporate clients.

公司标识
Credit Officer OG II
MCB Bank Limited
Feb 2020 - Aug 2021 | Karachi, Pakistan

- Maintenance of complete & proper record of all Trade Transactions.
- Follow up with Export Customers for timely utilization of Export Advance Payments.
- Follow up with Import Customers for timely settlement of Import Bills/Advance Payments.
- Ensure Timely BCA Realization & BDA Marking in WeBOC.
- Assist customers for Lodgment and retirement of Import Contracts.
- Handle Inward/Outward Foreign Remittances.
- Prepare and submit ITRS Monthly FE Returns to SBP.
- Preparation and process of Credit Proposals of SME, corporate/commercial customers.
- Maintaining relationship of existing portfolio.
- Analyze financial statements & Industrial / Borrower Assessment for preparationof credit application, documentation & post-sanction monitoring through periodic account review/renewal.
- Preparation of pre-approval documents along with analysis of borrower credit worthiness.
- Coordinate with Credit Risk Control Division to prepare charge control documents of facility avail by customers.
- Correspondence with internal departments including Credit, CRCD, Trade and Treasury for credit approvals matters/queries relating to credit proposals, timely initiations of renewals and disbursement of funds.
- Implement and maintain control aspects i.e. financial analysis of statements of accounts, documentations periodical client visits/ call reports, stock inspections and formal credit checks / informal market feedback to manage portfolio effectively ensuring that internal policies of the Bank & SBP prudential regulations are strictly complied.

公司标识
Credit Officer
Soneri Bank Limited
Apr 2017 - Feb 2020 | Karachi, Pakistan

-Preparation and process of Credit Proposals of SME, corporate/commercial customers.
- Maintaining relationship of existing portfolio.
- Analyze financial statements & Industrial / Borrower assessment for preparation of credit application, documentation & post-sanction monitoring through periodic account review/renewal.
- Preparation of pre-approval documents along with analysis of borrower credit worthiness.
- Coordinate with CAD to prepare charge control documents of facility avail by customers.
- Correspondence with internal departments including Credit, CAD, Trade and Treasury for credit approvals matters/queries relating to credit proposals, timely initiations of renewals and disbursement of funds.
- Implement and maintain control aspects i.e. financial analysis of statements of accounts, documentations periodical client visits/ call reports, stock inspections and formal credit checks / informal market feedback to manage portfolio effectively ensuring that internal policies of the Bank & SBP prudential regulations are strictly
complied.

公司标识
Internship
Summit Bank Limited, Head Office
Oct 2016 - Dec 2016 | Karachi, Pakistan

Corporate and Investment Banking.
-Prudential Regulations for Corporate Banking
-Credit Facilities for Banking
-Financial Statement Analysis of Corporate Clients
-Industry Analysis & SWOT Analysis

学历

Iqra University
工商管理硕士学位, MBA‎
Finance, Finance
CGPA 3.0/4
2016
Iqra University
工商管理学士学位, BBA‎
Finance
CGPA 2.8/4
2014
Govt. Dehli College
中级/A级, , F.Sc Pre-Engineering‎
Pre-engineering
所占比重 63%
2010
S. M. Public Academy
大学入学/0级, , Matric in Computer Science‎
Science
所占比重 85%
2008

技能

熟练 Credit Evaluation
熟练 Establishing Credit Lines
熟练 Financial Statement Analysis
熟练 Trade Finance

语言

熟练 乌尔都语
熟练 英语